Real, Physical gold and silver in your TFSA, RRSP, ETC.

Registered Bullion Accounts

Take control of your retirement or savings and own real, physical Gold and Silver in your registered account.

You can open a new registered account, or convert any existing registered account over to precious metals without penalty or tax.

How it works

Delta Harbour brings together and manages the relationship between the precious metals wholesaler (Dillon Gage), storage vault (IDS of Canada), and the account custodian (Questrade) to allow you to own real Gold and Silver in your self-directed registered account.

Dillon Gage provides products and competitive pricing.
IDS provides secure and fully-insured vaulted storage.
Questrade provides you with a fully-featured account platform.

Delta Harbour will assist you in creating and funding your account at no charge.

Registered Account Types

Registered accounts are set up to receive and maximize all potential tax incentives through Canada Revenue Agency.

Delta Harbour offers many types of self-directed registered accounts through Questrade including:

First Home Savings Account (FHSA)
Tax-Free Savings Account (TFSA)
Retirement Savings Plan (RRSP)
Spousal Retirement Savings Plan (SRRSP)
Locked-in Retirement Savings Plan (LRRSP)
Locked-in Retirement Account (LIRA)
Retirement Income Fund (RIF)
Life Income Fund (LIF)
Registered Education Savings Plan (RESP)
Family Registered Education Savings Plan (FRESP)

Questrade also offers other self-directed accounts (non-registered) in which you can hold precious metals.

View Full List of Accounts

Fees

Delta Harbour will assist you in opening and funding your account at no charge. The only fees you will pay are the following:

One-time Questrade fees:

$19.95 USD per transaction per product type. For example if you bought 5 x 1 oz Gold bars, and 5 x 100 oz Silver bars, this would count as 2 transactions.
$2 USD per bullion bar to record the serial numbers on your inventory where applicable or when requested.

Storage:

Storage will cost 1.25% per year of the total metal value (charged monthly) which includes 100% 1:1 insurance underwritten by Lloyd's of London. For example, monthly storage fees on $10,000 of precious metals would be approximately $10.42/month.

Request more information

Fill out the form below, and we will send you more information
so you can make an informed decision about your future.

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Owning physical gold and silver in your registered account (RRSP, TFSA, etc.)

Step 1

Open A Questrade Account

Open a self-directed Questrade account by clicking the button below, and choose your account type.

Make sure you open a self-directed account.

Open A Registered Bullion Account

Step 2

Download and sign the Dealer Authorization Form (DAF)

A dealer authorization form (DAF) allows Delta Harbour Assets to convert the cash in your Questrade account to precious metals, and back to cash again. At no time does Delta Harbour Assets have access to your funds which are held securely with Questrade.

Once signed, email the form to sales@deltaharbour.com.

Dowload dealer authorization form (DAF)

Step 3

Fund Your Account

Questrade offers several easy ways to fund your account. You can fund your account with new funds, or transfer your existing RRSP or TFSA etc. funds over to Questrade.

If you are putting new funds into your registered account, you can do it through online banking, interac online, pre-authorized debit, bank draft, cheque, money order, or wire transfer. Just click on Funding in the main menu, then choose how you would like to add funds. Click here for instructions

If you are transferring funds from an existing RRSP, TFSA, etc. to your new account, you can do so by choosing Transfer account to Questrade. Simply fill in the details of your existing account at your current bank, and Questrade will pull the funds from your account. You can choose to move the funds over as cash, or in-kind (i.e. move stocks from one account to the other). Click here for instructions